April 20, 2024

businessweek

Taste For Business

Ocean View mortgage broker returns to family’s roots | Business

The simple fact that Ocean View’s new ProMortgage department is in the able palms of a lady delights Liz Bayer, who is the proprietor.

From her department supervisor and mortgage officer’s seat, she explained she is delighted women of all ages are “starting to truly rise up and display their ability,” an achievement she reported she finds interesting.

“Globally, we’re commencing to see much more and much more acceptance of women of all ages who are career-minded in possession. Several of these gals have family members but they can also deal with firms,” she said.

Interestingly, ProMortgage, positioned at 117 Atlantic Avenue, shares a constructing with other female business enterprise proprietors, two who possess TNT Health and just one who operates Raye of Gentle Studio. Bayer opened her place of work on March 1, a 7 days just before the 2022 Worldwide Women’s Day.

A mortgage loan broker for 17 a long time, Bayer — who describes herself as possessing a can-do frame of mind — said the profit of accomplishing small business with ProMortgage is, “We have several loan providers so that presents us a good deal more mortgage merchandise solutions, vs . a financial institution.”

“We have many personal loan product choices. We operate the gamut for these who need to have various options. So individuals shouldn’t give up. ProMortgage may have extra choices for household loans for a major property, investments and 2nd houses. And also refinancing for all of all those. We are primarily the just one put for our clients. We package deal the loans, underwrite them, get ready pre-approvals — we take care of the mortgage from start off to finish. Folks could not fully grasp that a mortgage loan broker can provide guidance and support. Our motto is, ‘We function for you, the client, and not the lender.’ We are not financial institution staff. We are unbiased contractors, and our initiative is to enable the purchaser,” she explained.

The mission statement, posted on the internet site at www.ProMortgage.com, states the firm strives to “support our buyers as they pursue their authentic estate objectives.”

“Whether your aim is a aspiration household, a trip getaway or investment decision serious estate, our advisors place you very first and produce customized assistance and home loan solutions to accomplish your targets.”

“When a customer goes to an existing bank to refinance, to get a amount quote to refinance, quite a few moments ProMortgage has a far better charge,” Bayer said, incorporating the firm assists initial-time dwelling customers, retired debtors, veterans, the very well-heeled fascinated in greater-conclusion properties and professional buyers.

“We have a wide capability to handle a broad stroke of people who have real estate desires and household home loans,” she said.

ProMortgage is open up Mondays, Tuesdays, Thursdays and Fridays from 8:30 a.m. to 5:30 p.m. and on Wednesdays from 10 a.m. to 6 p.m. Phone (302) 581-2035 for much more facts.

A native of Kentucky who has “lived all around the place,” Bayer and her husband, Jerry, have a son, Max Bayer. She opened a ProMortgage branch while living in Tennessee, aiding her father as he aged, and also is licensed in California, where she labored for lots of several years.

Bayer, whose relatives has deep roots in Delaware, has gotten concerned in the group by sponsoring girls’ athletics at Indian River Significant Faculty and claimed she intends to continue to take part in group functions.

She and her partner moved to Delaware in July 2021, with memories fresh in her mind of her grandparents, whom she identified as “Nana” and “Pop-Pop,” getting a seashore cottage in the location.

“They were being very well-entrenched individuals. My loved ones has been in this article 200 a long time or far more. My maiden identify is Dukes, and that is a community title. My father is from Millville. We applied to come in this article as a kid. Via higher university, we arrived to Bethany Seaside each individual yr or each and every other calendar year, to that very little cottage. We acquired to see all our cousins and all our aunts and uncles. When I produced a determination to appear to Delaware, I mentioned to my partner, ‘I want to shift to Delaware. That’s wherever we’re heading to are living. Which is the stop. We aren’t going anyplace else,” she explained.